Financial ratios 2020

    Financial ratios as of 31 December 2020

    01.01. -31.12.2020 in %

    01.01.-31.12.2019 in %

    Cost/income ratio

          73.5

     71.1

    Return on equity (before tax)

    2.6

                     6.1

    31.12.2020 in %

    31.12.2019 in %

    CET 1 ratio 

                         14.7

                           14.2

    Total capital ratio

                19.1

    19.0

    Leverage 

                        4.8

                     4.5

    Financial ratios as of 30 June, 2020


    01.01. -30.06.2020 in %

    01.01. - 30.06.2019 in %

    Cost/income ratio

                       118.7

                 68.4

    Return on equity (before tax)

                      -6.3

                      7.7

    30.06.2020

    31.12.2019

    CET 1 ratio “fully loaded”

                        13.3

                            14.2

    Total capital ratio “fully loaded”

                    17.7

    19.0

    Leverage ratio “fully loaded”

                         3.8

                           4.3

     Financial ratios

    Your choice

    When we make our website available to you, we use cookies. 

    Some are necessary to help our website work properly, and can't be switched off. And some are optional, but support us in order to improve your experience during your visit.

    Are you happy to accept cookies to improve our website?

    Details

    cookie [publisher]purposestorage period
    _et_coid [etracker]statistic: cookie detection2 years
    allowLoadExternRessources [helaba]statistic: Saves the user decision that external components may be loaded automatically.30 days
    allowTracking [helaba]statistic: Saves the user decision that visitor behavior may be tracked.30 days
    BT_ctst [etracker]statistic: Is used to detect whether cookies are activated in the visitor's browser or not.session
    BT_pdc [etracker]statistic: Contains Base64-coded visitor history data (is customer, newsletter recipient, visitor ID, displayed smart messages) for personalization.2 years
    BT_sdc [etracker]statistic: Contains Base64-encoded data of the current visitor session (referrer, number of pages, number of seconds since the beginning of the session), which is used for personalization purposes.session
    disclaimer_disclosureRequirements [helaba]necessary: Verification when accessing certain (sub) areas of the websitesession
    disclaimer_residenceGermany [helaba]necessary: Verification when accessing certain (sub) areas of the websitesession
    hideCookieNotice [helaba]necessary: Saves that the cookie or data protection notice will not be requested every time you visit.30 days
    isSdEnabled [etracker]statistic: Detection of whether the visitor's scroll depth is measured.1 hour
    WSESSIONID [helaba]necessary: Standard cookie to use with PHP session data.session

    You can find out more in our data policy.