Financial ratios 2020

    Financial ratios as of 31 December 2020

    01.01. -31.12.2020 in %

    01.01.-31.12.2019 in %

    Cost/income ratio

          73.5

     71.1

    Return on equity (before tax)

    2.6

                     6.1

    31.12.2020 in %

    31.12.2019 in %

    CET 1 ratio 

                         14.7

                           14.2

    Total capital ratio

                19.1

    19.0

    Leverage 

                        4.8

                     4.5

    Financial ratios as of 30 June, 2020


    01.01. -30.06.2020 in %

    01.01. - 30.06.2019 in %

    Cost/income ratio

                       118.7

                 68.4

    Return on equity (before tax)

                      -6.3

                      7.7

    30.06.2020

    31.12.2019

    CET 1 ratio “fully loaded”

                        13.3

                            14.2

    Total capital ratio “fully loaded”

                    17.7

    19.0

    Leverage ratio “fully loaded”

                         3.8

                           4.3

     Financial ratios

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