#Public Sector
#Public Enterprise

Public authorities

As a municipality or municipal cor­por­ation, you will find tai­lor-made so­lu­tions and per­sonal ad­vice from a sin­gle source - whether it's finan­cing, pay­ment trans­actions, in­ves­ting funds or opti­mi­sing your loan port­folio.

Our task is ...
to deve­lop appropriate and sustain­able solu­tions for the pub­lic sec­tor. To achieve this, it is cru­cial to know and under­stand the challen­ges fa­cing pub­lic authorities. This en­sures that the wide ran­ge of pro­ducts at our dispo­sal can be used in the most effec­tive way possible for every spe­cific pur­pose.

For saving banks and their municipal customers ...
we pro­vide greater room for man­oeuvre. Be­cause we come into play where the capa­city of the sa­vings bank ends by expan­ding the solu­tions avai­lable, whether in terms of pro­ducts or vo­lumes. This partner­ship also directly bene­fits the municipality or municipal cor­por­ation.

We gain the confidence of our customers  ...
with our in-depth under­stan­ding of their spe­cific require­ments and finan­cial solu­tions tai­lored to their needs. Our strong market posi­tion with pub­lic-sec­tor customers underpins this claim. We consistently earn the confidence of our customers by focusing on a long-term partner­ship.

Dr. Hans-Georg Napp, Public authorities
Dr. Hans-Georg Napp, Public authorities
Dr. Hans-Georg Napp, Public authorities

„As a Landesbank, we are particularly com­mited to the public sector. The federal govern­ment, federal states, local munici­palities and their corpora­tions work with us to implement infra­structure projects that benefit the whole of society. For many years, we have been secur­ing these investments in a way that is both sustain­able and pro­tects the public-sector budget."

Dr. Hans-Georg Napp
Public authorities

Our services for you

  • Expert advice from a single source: Are you look­ing for one point of con­tact for all your needs? This is exactly what our phi­losophy has been for many years. As a result, we have successfully culti­vated extre­mely stable relation­ships with our custom­ers based on a spirit of mu­tual trust.

  • Financing capital investments: Do you want to realise essential capital pro­jects or in­crease your liquidity? There are many ways to achieve this. We draw on our expe­rience and exper­tise to iden­tify solu­tions that will guarantee your long-term success.

  • Loans, payment transactions, inves­ting funds: Hela­ba is one of the lead­ing banks pro­vid­ing ser­vices to the pub­lic sec­tor and its com­pan­ies in Ger­many. We are one of the market leaders in areas such as finan­cing, long-term invest­ments, capital market issuance or hedging pension obligations as well as cash pool solu­tions for the municipal "group".

  • Credit portfolio management: The mana­ge­ment of the loan port­folio inclu­des an on­going ana­ly­sis of the op­portunities and risks as well as any pos­sibilities for ad­just­ment aris­ing in the mar­ket en­viron­ment. We use soft­ware-based ana­ly­ses to ad­vise our clients in the mana­ge­ment of their port­folios.
Public Authorities
You would like to have further information? Get in touch with us.

Komuno - a simple process for municipal loans


Good news for muni­ci­palities: The Komuno digital plat­form en­ables ten­der pro­cesses for invest­ment or cash loans to be han­dled much more quickly, efficiently and simply.

(Video only available in German)


An innovative platform for municipalities- Please register!

Your choice

When we make our website available to you, we use cookies. 

Some are necessary to help our website work properly, and can't be switched off. And some are optional, but support us in order to improve your experience during your visit.

Are you happy to accept cookies to improve our website?


cookie [publisher]purposestorage period
_et_coid [etracker]statistic: cookie detection2 years
allowLoadExternRessources [helaba]statistic: Saves the user decision that external components may be loaded automatically.30 days
allowTracking [helaba]statistic: Saves the user decision that visitor behavior may be tracked.30 days
BT_ctst [etracker]statistic: Is used to detect whether cookies are activated in the visitor's browser or not.session
BT_pdc [etracker]statistic: Contains Base64-coded visitor history data (is customer, newsletter recipient, visitor ID, displayed smart messages) for personalization.2 years
BT_sdc [etracker]statistic: Contains Base64-encoded data of the current visitor session (referrer, number of pages, number of seconds since the beginning of the session), which is used for personalization purposes.session
disclaimer_disclosureRequirements [helaba]necessary: Verification when accessing certain (sub) areas of the websitesession
disclaimer_residenceGermany [helaba]necessary: Verification when accessing certain (sub) areas of the websitesession
hideCookieNotice [helaba]necessary: Saves that the cookie or data protection notice will not be requested every time you visit.30 days
isSdEnabled [etracker]statistic: Detection of whether the visitor's scroll depth is measured.1 hour
WSESSIONID [helaba]necessary: Standard cookie to use with PHP session data.session

You can find out more in our data policy.