Financial data

Helaba's income statements and financial ratios today and four years before

Income Statement

Income statement of Helaba Group (IFRS) as of 31 December  2022

01.01.-31.12.2022 in m €

01.01.-31.12.2021 in m €

Change in m €

Change in %

Net interest income

1,417

1,326

92

6.9

Provisions for losses on loans and advances

-162

-207

45

-21.7

Net interest income after provi­sions for losses on loans and ad­vances

1,255

       1,119

137

12.2

Net fee and commission income

533

485

48

9.9

Result from investment property

207

218

-11

-5.2

Result from fair value measurement

111

183

-72

-39.6

Share of profit or loss of equity-accounted entities

-4

22

-26

>-100.0

Other net operating income

183

57

126

>100.0

General and administrative expenses (incl. scheduled depreciation and amortisation)

-1,652

-1,515

-137

9.1

Consolidated profit before tax

      633

569

            64

11.3

01.01.-31.12.2022 in bn €

01.01.-31.12.2021 in bn €

Change in bn €

Balance sheet total

211.5

212.3

-0.8

Business volume

254.9

252.8

2.1

Income statement of Helaba Group (IFRS)

Financial ratios

Financial ratios as of 31 December 2022

01.01. -31.12.2021 in %

01.01.-31.12.2020 in %

Cost/income ratio

 67.5

66.1

Return on equity (before tax)

6.7

         6,4

31.12.2022 in %

31.12.2021 in %

CET 1 ratio 

                  13.5

         14.3

Total capital ratio

       17.3

18.1

Leverage 

                  4.4

          5.7

 Financial ratios

Ratings

What the capital markets think: Helaba as rated by leading ratings agencies

Learn more

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