Financial data

Helaba's income statements and financial ratios today and four years before

Income Statement

Income statement of Helaba Group (IFRS) as of 31 December  2024

01.01.-31.12.2024 in m €

01.01.-31.12.2023 in m €

Change in m €

Change in %

Net interest income

1.797

1.840

-43

-2,4

Provisions for losses on loans and advances

-351

-448

98

21,8

Net interest income after provi­sions for losses on loans and ad­vances

1.446

    1.392

54

3,9

Net fee and commission income

578

536

42

7,9

Result from investment property

289

207

81

39,1

Result from fair value measurement

96

207

-111

-53,8

Share of profit or loss of equity-accounted entities

5

-13

18

>100

Other net operating income

152

103

49

47,3

General and administrative expenses (incl. scheduled depreciation and amortisation)

-1.798

-1.711

-87

-5,1

Consolidated profit before tax

  767

722

          46

6,3

31.12.2024 bn €

31.12.2023 in bn €

Change in bn €

Balance sheet total

200,6

202,1

-1,5

Income statement of Helaba Group (IFRS)

Financial ratios

Financial ratios as of 31 December 2024

01.01. -31.12.2024 in %

01.01.-31.12.2023 in %

Cost/income ratio

61,7

59,4

Return on equity (before tax)

7,3

         7,2

31.12.2024 in %

31.12.2023 in %

CET 1 ratio 

                  14,2

     14,7

Total capital ratio

     19

18,7

Leverage ratio

               5,2

        4,9

 Financial ratios

Ratings

What the capital markets think: Helaba as rated by leading ratings agencies

Learn more

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