Financial data

Helaba's income statements and financial ratios today and four years before

Income Statement

Income statement of Helaba Group (IFRS) as of 30 June, 2023

01.01.-30.06.2023 in m €

01.01.-30.06.2022 in m €

Change in m € 

Change in %

Net interest income

817

666

151

22,7

Provisions for losses on loans and advances

(108)

(85)

(24)

(28.2)

Net interest income after provi­sions for losses on loans and ad­vances

                   709

                       582

 127

 21.8

Net fee and commission income

259

269

(10)

(3.7)

Result from investment property

86

119

(34)

(28.4)

Result from fair value measurement

99

137

(38)

(27.6)

Share of profit or loss of equity-accounted entities

4

0

4

>100

Other net operating income

46

89

(43)

(48)

General and administrative expenses (incl. scheduled depreciation and amortisation)

(867)

(869)

2

0.3

Consolidated profit before tax

     336

327

                9

                     2.8

30.06.2023 bn €

31.12.2022 in bn €

Change in bn €

Balance sheet total

212.4

211.5

0.9

Business volume

256.3

256.7

(0.4)

Income statement of Helaba Group (IFRS)

Financial ratios

Financial ratios as of 30 June, 2023

01.01. -30.06.2023 in %

01.01. - 30.06.2022 in %

Cost/income ratio

61.0

    61.7

Return on equity (before tax)

              8.1

    8.7

30.06.2023

31.12.2022

CET 1 ratio

                  13.9

              13.9*

Total capital ratio 

                17.8

17.7

Leverage ratio 

      4.5

                     4.4*

* Slightly adjusted as part of the finalization of the half year accounts

 Financial ratios

Ratings

What the capital markets think: Helaba as rated by leading ratings agencies

Learn more

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