Financial data

Helaba's income statements and financial ratios today and four years before

Income Statement

Income statement of Helaba Group (IFRS) as of 30 June, 2022

01.01.-30.06.2022 in m €

01.01.-30.06.2021 in m €

Change in m € 

Change in %

Net interest income

666

643

24

3.7

Provisions for losses on loans and advances

-85

-141

56

39.9

Net interest income after provi­sions for losses on loans and ad­vances

                     582

                       502

   80

  15.9

Net fee and commission income

269

223

45

20.2

Result from investment property

119

118

1

1.1

Result from fair value measurement

137

185

-48

-25.9

Share of profit or loss of equity-accounted entities

0

5

-4

-96.4

Other net operating income

89

41

48

>100

General and administrative expenses (incl. scheduled depreciation and amortisation)

-869

-782

-88

-11.2

Consolidated profit before tax

        327

293

                34

                     11.6

30.06.2022 bn €

31.12.2021 in bn €

Change in bn €

Balance sheet total

213.8

212.3

1.5

Business volume

256.7

252.8

3.9

Income statement of Helaba Group (IFRS)

Financial ratios

Financial ratios as of 30 June, 2022

01.01. -30.06.2022 in %

01.01. - 30.06.2021 in %

Cost/income ratio

61.7

      60.1

Return on equity (before tax)

               8.7

      7.8

30.06.2022

31.12.2021

CET 1 ratio

                  13.9*

              14.0

Total capital ratio 

                17.7

17.9

Leverage ratio 

      4.4*

                     4.9

* Slightly adjusted as part of the finalization of the half year accounts

 Financial ratios

Ratings

What the capital markets think: Helaba as rated by leading ratings agencies

Learn more

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