Financial ratios 2019

    Financial ratios as of 31 December 2019


    2019 financial year in %

    2018 financial year in %

    Cost/income ratio

                 71.1

          78.5

    Return on equity (before tax)

                      6.3

                     5.4


    31.12.2019 in %

    31.12.2018 in %

    CET 1 ratio “fully loaded”

                          14.2

                            14.9

    Total capital ratio “phased in”

                    19.0

    20.6

    Leverage ratio “phased in”

                          4.5

                            5.1

    Financial ratios as of 30 September 2019


    01.01. -30.09.2019 in %

    01.01. - 30.09.2018 in %

    Cost/income ratio

                       73.3

                 75.9

    Return on equity (before tax)

                   5.5

                  6.1


    30.09.2019

    31.12.2018

    CET 1 ratio “fully loaded”

                         13.8

                            14.9

    Total capital ratio “phased in”

                    18.7

    20.6

    Leverage ratio “phased in”

                          4.2

                            5.1

    Financial ratios as of 30 June 2019


    01.01. -30.06.2019 in %

    01.01. - 30.06.2018 in %

    Cost/income ratio

                        68.3

                 79.4

    Return on equity (before tax)

                      7.7

                      5.0


    30.06.2019

    31.12.2018

    CET 1 ratio “fully loaded”

                          14.6

                            14.9

    Total capital ratio “phased in”

                    19.7

    20.6

    Leverage ratio “phased in”

                          4.3

                            5.1

     Financial ratios as of 31 March 2019


    01.01.-31.03.2019 in %

    01.01.-31.03.2018 in %

    Cost/income ratio

    84.4

    82.5

    Return on equity (before tax)

    3.0

    4.0

     

    31.03.2019

    31.12.2018

    CET1 ratio “fully loaded”

    14.6

    14.9

    Total capital ratio “phased in”

    20.1

    20.6

    Leverage ratio “phased in”

    4.6

    5.1

     Financial ratios

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