Financial data

Helaba's income statements and financial ratios today and four years before

Income Statement

Income statement of Helaba Group (IFRS) as of 30 June, 2020


01.01.-30.06.2020
in m €

01.01.-30.06.2019
in m €

Change in m € 

Change in %

Net interest income

598

557

41

7.4

Provisions for losses on loans and advances

-151

-34

-117

>-100

Net interest income after provi­sions
for losses on loans and ad­vances

                         447

                          523

         -76

         -14.5

Net fee and commission income

211

186

25

13.4

Net income from investment property 

105

118

-13

-11.0

Gains or losses on non-trading derivatives and
financial instruments to which the fair value option is applied

-303

78

-381

n/a

Share of profit or loss of equity-accounted entities

2

3

-1

-33.3

Other net operating income

42

195

-153

-78.5

General and administrative expenses
(incl. scheduled depreciation and amortisation)

-778

-778

0

0.0

Consolidated profit before tax

                    -274

              325

                         -599

                       n/a


30.06.2020  in bn €

31.12.2019 in bn €

Change in bn €

Balance sheet total

227.7

207.0

20.7

Business volume

266.1

245.7

20.4

Income statement of Helaba Group (IFRS)

Financial ratios

Financial ratios as of 30 June, 2020


01.01. -30.06.2020 in %

01.01. - 30.06.2019 in %

Cost/income ratio

                   118.7

             68.4

Return on equity (before tax)

                  -6.3

                  7.7


30.06.2020

31.12.2019

CET 1 ratio “fully loaded”

                    13.3

                        14.2

Total capital ratio “fully loaded”

                17.7

19.0

Leverage ratio “phased in”

                     3.8

                       4.3

 Financial ratios

Ratings

What the capital markets think: Helaba as rated by leading ratings agencies

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