Financial data
Income Statement
Income statement of Helaba Group (IFRS) as of 31 December 2019
| | 01.01.-31.12.2019 in m € | 01.01.-31.12.2018 in m € | Change in m € | Change in % |
|---|---|---|---|---|
| Net interest income | 1,191 | 1,072 | 119 | 11.1 |
| Provisions for losses on loans and advances | -86 | 45 | -131 | >-100.0 |
| Net interest income after provi-sions for losses on loans and ad-vances | 1,105 | 1,117 | -12 |
-1.1 |
| Net fee and commission income | 395 | 349 | 46 | 13.2 |
| Gains or losses on non-trading derivatives and financial instruments to which the fair value option is applied | 143 | 45 | 98 | -100.0 |
| Share of profit or loss of equity-accounted entities | 24 | 13 | 11 | 84.6 |
| Other net operating income | 387 | 370 | 17 | 4.6 |
| General and administrative expenses (incl. scheduled depreciation and amortisation) | -1,521 | -1,451 | -70 | -4.8 |
| Consolidated profit before tax | 533 | 443 | 90 | 20.3 |
| | 01.01.-31.12.2019 in bn € | 01.01.-31.12.2018 in bn € | Change in bn € |
|---|---|---|---|
| Balance sheet total | 207.0 | 163.0 | 44.0 |
| Business volume | 245.7 | 200.9 | 44.8 |
Income statement of Helaba Group (IFRS)
Financial ratios
Financial ratios as of 31 December 2019
| | 2019 financial year in % | 2018 financial year in % |
|---|---|---|
|
Cost/income ratio |
71.1 |
78.5 |
|
Return on equity (before tax) |
6 |
5.0 |
| | 31.12.2019 in % | 31.12.2018 in % |
| CET 1 ratio “fully loaded” |
14.6 |
14.9 |
|
Total capital ratio “phased in” |
19.7 |
20.6 |
|
Leverage ratio “phased in” |
4.3 |
5.1 |