Helaba's income statements and financial ratios today and four years before
| 01.01.-30.06.2020 | 01.01.-30.06.2019 | Change in m € | Change in % |
---|---|---|---|---|
Net interest income | 598 | 557 | 41 | 7.4 |
Provisions for losses on loans and advances | -151 | -34 | -117 | >-100 |
Net interest income after provisions |
447 |
523 |
-76 |
-14.5 |
Net fee and commission income | 211 | 186 | 25 | 13.4 |
Net income from investment property | 105 | 118 | -13 | -11.0 |
Gains or losses on non-trading derivatives and | -303 | 78 | -381 | n/a |
Share of profit or loss of equity-accounted entities | 2 | 3 | -1 | -33.3 |
Other net operating income | 42 | 195 | -153 | -78.5 |
General and administrative expenses | -778 | -778 | 0 | 0.0 |
Consolidated profit before tax |
-274 |
325 |
-599 |
n/a |
| 30.06.2020 in bn € | 31.12.2019 in bn € | Change in bn € |
---|---|---|---|
Balance sheet total | 227.7 | 207.0 | 20.7 |
Business volume | 266.1 | 245.7 | 20.4 |
| 01.01. -30.06.2020 in % | 01.01. - 30.06.2019 in % |
---|---|---|
Cost/income ratio |
118.7 |
68.4 |
Return on equity (before tax) |
-6.3 |
7.7 |
| 30.06.2020 | 31.12.2019 |
CET 1 ratio “fully loaded” |
13.3 |
14.2 |
Total capital ratio “fully loaded” |
17.7 |
19.0 |
Leverage ratio “phased in” |
3.8 |
4.3 |