Financial data
Income Statement
Income statement of Helaba Group (IFRS) as of 31 March 2019
| 01.01.-31.03.2019 in m € | 01.01.-31.03.2018 in m € | Change in m € | Change in % | |
|---|---|---|---|---|
| Net interest income | 269 | 256 | 13 | 5.1 |
| Provisions for losses on loans and advances | -12 | -3 | -9 | >-100.0 |
| Net interest income after provisions for losses on loans and advances | 257 | 253 | 4 | 1.6 |
| Net fee and commission income | 89 | 86 | 3 | 3.5 |
| Gains or losses on non-trading derivatives and financial instruments to which the fair value option is applied | 45 | 52 | -7 | -13.5 |
| Share of profit or loss of equity-accounted entities | 2 | 1 | 1 | 100.0 |
| Other net operating income | 82 | 74 | 8 | 10.8 |
| General and administration expenses (incl. scheduled depreciation and amortisation) | -411 | -387 | -24 | -6.2 |
| Consolidated net profit before tax | 64 | 79 | -15 | -19.0 |
| 31.03.2019 in bn € | 31.12.2018 in bn € | Change in bn € | |
|---|---|---|---|
| Balance sheet total | 180.6 | 163.0 | 17.6 |
| Business volume | 217.4 | 200.9 | 16.5 |
Financial ratios
Financial ratios as of 31 March 2019
| 01.01.-31.03.2019 in % | 01.01.-31.03.2018 in % | |
|---|---|---|
| Cost/income ratio | 84.4 | 82.5 |
| Return on equity (before tax) | 3.0 | 4.0 |
|
| 31.03.2019 | 31.12.2018 |
| CET1 ratio “fully loaded” | 14.6 | 14.9 |
| Total capital ratio “phased in” | 20.1 | 20.6 |
| Leverage ratio “phased in” | 4.6 | 5.1 |