Income Statement

Income statement of Helaba Group (IFRS) as of 31 March 2019


01.01.-31.03.2019 in m €01.01.-31.03.2018 in m €Change in m €Change in %

Net interest income

269

256

13

5.1

Provisions for losses on loans and advances

-12

-3

-9

>-100.0

Net interest income after provisions for losses on loans and advances

257

253

4

1.6

Net fee and commission income

89

86

3

3.5

Gains or losses on non-trading derivatives and financial instruments to which the fair value option is applied

45

52

-7

-13.5

Share of profit or loss of equity-accounted entities

2

1

1

100.0

Other net operating income

82

74

8

10.8

General and administration expenses (incl. scheduled depreciation and amortisation)

-411

-387

-24

-6.2

Consolidated net profit before tax

64

79

-15

-19.0


31.03.2019 in bn €31.12.2018 in bn €Change in bn €

Balance sheet total

180.6

163.0

17.6

Business volume

217.4

200.9

16.5

Financial ratios

 Financial ratios as of 31 March 2019


01.01.-31.03.2019 in %01.01.-31.03.2018 in %

Cost/income ratio

84.4

82.5

Return on equity (before tax)

3.0

4.0

 

31.03.2019

31.12.2018

CET1 ratio “fully loaded”

14.6

14.9

Total capital ratio “phased in”

20.1

20.6

Leverage ratio “phased in”

4.6

5.1

Ratings

What the capital markets think: Helaba as rated by leading ratings agencies

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