Financial data
Income Statement
Income statement of Helaba Group (IFRS) as of 30 June 2019
| 01.01.-30.06.2019 in m € | 01.01.-30.06.2018 in m € | Change in € | Change in % | |
|---|---|---|---|---|
| Net interest income | 557 | 521 | 36 | 6.9 |
| Provisions for losses on loans and advances | -34 | 13 | -47 | >-100.0 |
| Net interest income after provi-sions for losses on loans and ad-vances |
523 |
534 |
-11 |
-2.1 |
| Net fee and commission income | 186 | 172 | 14 | 8.1 |
| Gains or losses on non-trading derivatives and financial instruments to which the fair value option is applied | 78 | 30 | 48 | >100 |
| Share of profit or loss of equity-accounted entities | 3 | 5 | -2 | -40.0 |
| Other net operating income | 307 | 179 | 128 | 71.5 |
| General and administrative expenses (incl. scheduled depreciation and amortisation) | -772 | -720 | -52 | -7.2 |
| Consolidated profit before tax |
325 |
200 |
125 |
62.5 |
| 30.06.2019 in bn € | 31.12.2018 in bn € | Change in bn € | |
|---|---|---|---|
| Balance sheet total | 213.0 | 163.0 | 50.0 |
| Business volume | 252.1 | 200.9 | 51.2 |
Income statement of Helaba Group (IFRS)
Financial ratios
Financial ratios as of 30 June 2019
| 01.01. -30.06.2019 in % | 01.01. - 30.06.2018 in % | |
|---|---|---|
|
Cost/income ratio |
68.3 |
79.4 |
|
Return on equity (before tax) |
7.7 |
5.0 |
| | 30.06.2019 | 31.12.2018 |
| CET 1 ratio “fully loaded” |
14.6 |
14.9 |
|
Total capital ratio “phased in” |
19.7 |
20.6 |
|
Leverage ratio “phased in” |
4.3 |
5.1 |