Financial data
Income Statement
Income statement of Helaba Group (IFRS) as of 30 September 2019
| 01.01.-30.09.2019 in m € | 01.01.-30.09.2018 in m € | Change in € | Change in % | |
|---|---|---|---|---|
| Net interest income | 850 | 785 | 65 | 8.3 |
| Provisions for losses on loans and advances | -57 | 29 | -86 | >-100.0 |
| Net interest income after provi-sions for losses on loans and ad-vances |
793 |
814 |
-21 |
-2.6 |
| Net fee and commission income | 287 | 259 | 28 | 10.8 |
| Gains or losses on non-trading derivatives and financial instruments to which the fair value option is applied | 18 | 99 | -81 | -81.8 |
| Share of profit or loss of equity-accounted entities | 20 | 6 | 14 | >100.0 |
| Other net operating income | 348 | 243 | 105 | 43.2 |
| General and administrative expenses (incl. scheduled depreciation and amortisation) | -1,117 | -1,057 | -60 | -5.7 |
| Consolidated profit before tax |
349 |
364 |
-15 | -4.1 |
| 30.09.2019 in bn € | 31.12.2018 in bn € | Change in bn € | |
|---|---|---|---|
| Balance sheet total | 221.6 | 163.0 | 58.6 |
| Business volume | 206.8 | 200.9 | 59.9 |
Income statement of Helaba Group (IFRS)
Financial ratios
Financial ratios as of 30 September 2019
| 01.01. -30.09.2019 in % | 01.01. - 30.09.2018 in % | |
|---|---|---|
|
Cost/income ratio |
73.3 |
75.9 |
|
Return on equity (before tax) |
5.5 |
6.1 |
| | 30.09.2019 | 31.12.2018 |
| CET 1 ratio “fully loaded” |
13.8 |
14.9 |
|
Total capital ratio “phased in” |
18.7 |
20.6 |
|
Leverage ratio “phased in” |
4.2 |
5.1 |