Financial data

Net interest income

557

7.4

Provisions for losses on loans and advances

-34

>-100

Net interest income after provi­sions
for losses on loans and ad­vances

                          523

         -14.5

Net fee and commission income

186

13.4

Net income from investment property 

118

-11.0

Gains or losses on non-trading derivatives and
financial instruments to which the fair value option is applied

78

n/a

Share of profit or loss of equity-accounted entities

3

-33.3

Other net operating income

195

-78.5

General and administrative expenses
(incl. scheduled depreciation and amortisation)

-778

0.0

Consolidated profit before tax

              325

                       n/a

Balance sheet total

207.0

Business volume

245.7

Cost/income ratio

             68.4

Return on equity (before tax)

                  7.7

31.12.2019

CET 1 ratio “fully loaded”

                        14.2

Total capital ratio “fully loaded”

19.0

Leverage ratio “phased in”

                       4.3