Our divisions

Returns, risk, group and societal benefits, and sustainability do not always go hand in hand – yet we bring them together in our sales management. To this end, we analyse portfolios, manage the sales dialogue, derive measures for the growth strategy from this analysis, and implement them in close collaboration with the market divisions – transparently and on a fact-based basis. We want to be ready to meet the challenges of tomorrow and are therefore constantly expanding our expertise in analysis, management and processes: we automate data, ensure its quality and modernise key systems and processes for governance, regulatory compliance and sales channels. If you’d like to combine analytical work with a market-oriented approach and help shape our business as a business partner, in data analysis or in governance & processes, you can join us to create more value in the portfolio together. 

We manage the building society, financing and pension business in close cooperation with the savings banks in Hesse and Thuringia. As a division of Helaba with its own balance sheet, we form a sales partnership with the savings banks and our field staff in the regional LBS FinanzCenters, and are among the largest providers in the building society sector. 
Together with our sales partners, we support people on their journey to owning their own home – from the initial idea through to property financing and long-term wealth accumulation. With us, you’ll work in one of these divisions: 

• Building society savings – you help people secure home ownership in the long term 
• Financing –  you develop bespoke concepts for property financing 
• Government grants – you are well-versed in funding opportunities and utilise them for our clients.&
• Pension provision – you’ll develop plans to ensure financial security in retirement 
We work closely with the Sparkassen and other units within the Helaba Group – this allows you to bring together different topics and perspectives, right here in your local area. 
 
Join us in LBS’s in-house or field sales team and let’s work together to make more dream homes a reality.  
 
https://www.lbs.de/unternehmen/karriere/karriere-lbs-ht/karriere-vertrieb  

We provide support to the federal government, the federal states, local authorities and their associated companies and institutions. In addition to the cities, municipalities and districts themselves, this also includes municipal utilities, inland ports, housing associations and local public transport companies. Together, we support financing and investment projects and help to implement public sector initiatives. 
 
Our teams develop financing and capital market solutions for infrastructure, schools and housing, mobility, energy and other public sector projects. As one of Europe’s largest payment services providers, we often act as the main bank. We work closely with Helaba divisions such as Asset Finance, Capital Markets, Savings Banks & SMEs and Treasury, as well as with affiliated companies such as HelabaInvest and the Wirtschafts- und Infrastrukturbank Hessen. Together, we finance public projects, process payment transactions and advise our clients. Join us in Relationship Management, Public Finance or Structuring and let’s work together to achieve more for regions and public infrastructure. 

We support major property projects in Germany, Europe and the USA, and develop financing solutions for professional real estate investors, project developers, funds, insurance companies and other institutional clients. We finance traditional individual real estate assets and portfolio acquisitions, existing portfolios and project developments, as well as CAPEX and transformation projects. 
 
Our teams are based directly in the key markets: Germany, the US, the UK, France, the Nordic countries and Spain. We serve other European markets, such as Central and Eastern Europe – including the Benelux countries, Poland and the Czech Republic – from our Frankfurt office. It is important to us that the properties we finance are of high quality and future-proof, which is why we focus on attractive locations and stable cash flows. Our preferred asset classes include offices, residential, logistics and retail. 
 
As an experienced syndication partner, we provide savings banks and other partners with access to real estate finance through our national and international network.  Would you like to be involved in large-scale financing solutions? Then join our team and let’s work together to make more real estate finance possible. 

As a bank specialising in the economy and infrastructure, we support development in and by Hesse and facilitate the transition towards a sustainable and digital economy and society. 
As the state’s development bank, we are committed to the common good in Hesse – through support for infrastructure, the economy and housing. This includes the construction of social housing, helping people to become homeowners, and energy-saving and modernisation measures. We support local authorities with environmental and climate protection projects, the energy-efficient refurbishment of buildings, the digitalisation of schools and ensuring the long-term future of hospitals. We provide funding for people setting up businesses, start-ups and companies; we advise them on grants and open up our network to them – for example, for business start-ups, environmentally friendly production processes or digitalisation projects. We are also the first port of call for farmers in Hesse when it comes to grants. 
 
Do you want to play an active role in shaping Hesse’s future?  With us, you’ll advise on funding programmes, support our clients, analyse funding projects or further develop our products. Let’s work together to make more possible for Hesse. 

We look after Helaba’s major national and international corporate clients. We have been supporting many of these companies for decades and work with them to develop bespoke solutions. We finance investments as well as acquisitions and growth. As we aim to offer a wide range of traditional lending and financing products, we utilise group-wide cross-selling opportunities and, at Bedard, work alongside colleagues from the capital markets, payments and development finance divisions. Do you want to support companies over the long term, negotiate financing and help decide how it is structured? Then join our team in Relationship Management or Financing Structuring.
Let’s work together to create more opportunities for the future.

We advise the Helaba Group on complying with applicable laws, regulatory requirements and internal standards. In addition, we monitor compliance with relevant rules and regulations. In doing so, we protect the bank, our colleagues and our customers from legal, financial and reputational risks. We combine the areas of Regulatory Compliance and Capital Markets Compliance. We develop and update guidelines, advise specialist departments and management on regulatory issues, train staff and support business activities with our compliance expertise. Anyone who is passionate about regulatory matters, can explain complex requirements in an accessible way and assess risks with sound judgement will find a wide range of development opportunities with us. 
Together, we create greater trust and integrity within the Helaba Group. 

We bring together the HR and Legal functions within a single division.

Focus on people and the future 

Our business thrives thanks to the people who work at Helaba. More than 80 colleagues ensure that they do so with motivation and enthusiasm. We support staff in all matters relating to their employment and, at the same time, steer the direction of our human resources management.

We provide day-to-day support, offer advice on complex issues and help shape how we will work at Helaba in the future. We support managers in their roles, develop principles for leadership, remuneration and corporate culture, ensure compliance with legal requirements and negotiate with the staff council. To this end, we support employees throughout their entire journey with us – from recruitment and onboarding, through payroll and occupational pension schemes, to talent development, further training and career progression.

Do you want to have a positive influence on people, our culture and the bank’s success, and help shape the working world of tomorrow? Then you’ll find plenty of roles with us: in consultancy, service, recruitment, people development, HR controlling or HR projects. We are united by our enjoyment of working with people and our commitment to creating business-oriented solutions. This requires strategic thinking, strong advisory skills and consistent implementation.

Legal: Clear questions, clear answers

The Legal department is Helaba’s central legal function. We clarify what the law says. But the law alone is not everything. Contracts are designed to safeguard and advance the bank’s objectives. That is why we engage with commercial and technical contexts and work closely with the specialist departments. Clear questions – clear answers. Law is not mathematics, and not every legal issue is settled by statute or the courts. Nevertheless, we provide guidance, identify risks and make clear recommendations for action so that Helaba can find the best solution. Do you enjoy providing legal advice, whether as an in-house lawyer or in another legal role? Then let’s work together to achieve more for HR and Legal. 

As the back-office division, we review and support the Helaba Group’s entire lending business. Drawing on our in-depth expertise, we manage credit risks and safeguard the Bank’s long-term success. In doing so, we cover the full spectrum of modern financial markets, ranging from asset and real estate finance through capital markets & Treasury to corporate banking, the public sector and business with savings banks and SMEs. Our teams are based in leading financial centres both in Germany and abroad: in Frankfurt, Erfurt, Kassel, Düsseldorf and Munich, as well as in New York, London, Paris and Stockholm. We carefully assess risk and return profiles to ensure a balanced portfolio, lead syndicates structured by Helaba, manage cover pooling and prepare the contractual documentation. Those who analyse credit risks and underpin decisions within our organisation contribute their understanding of the market and analytical skills, and can work together to make more responsible lending decisions.  

We support the Chief Risk Officers in managing all types of risk within the Helaba Group. Across our three departments, we bring together the key areas of the CRO division and combine perspectives from Group Risk Control, Credit Risk Management, Financial Crime Risk Management, Compliance, Restructuring & Recovery and other areas – whilst always keeping a close eye on the bank’s financial and non-financial risks. In this way, we work TOGETHER to keep track of all risks.  

We protect the Helaba Group against money laundering, terrorist financing, breaches of sanctions and other criminal offences. To this end, we identify risks at an early stage and implement regulatory requirements effectively. In this way, we strengthen the integrity of our business. Our guiding principle: responsibility for risks lies with the business units. We advise, guide, monitor and support the specialist departments in fulfilling this responsibility. Using modern data analysis, effective controls and clear processes, we promote safe and responsible conduct. In this way, we contribute to trust, stability and the long-term success of the Helaba Group. Do you have experience in combating financial crime, money laundering, fraud or sanctions compliance? Then join our team and help us work together to make greater security possible. 

We are the independent audit function of the Helaba Group. We carry out a wide range of audits: group governance, information technology and risk management, as well as market and product operations, our subsidiaries and locations worldwide.  
Our specialist audit teams scrutinise activities and processes from a risk perspective, utilising AI and data analytics.  We assess processes, risks and controls across the Group and support the implementation of measures in close dialogue with the audited units.  
We see ourselves as a strategic partner to the business units: we provide strong impetus for further development and keep an eye on new types of risk. In this way, we create, protect and preserve value. Whether you’re just starting out in auditing or already have plenty of experience: with us, you’ll get to know a major Landesbank from the inside – how it works, where the problems lie and how to change them. Bring your specialist knowledge to the table and build on it with us. Take a look behind the scenes and join us in working together to achieve greater transparency and quality. 

We integrate credit and ESG risks and translate strategy into concrete guidelines. We also implement the ESG risk strategy and credit policy across the entire Helaba Group, further develop data strategies and application systems, and establish efficient, consistent processes for effective ESG and credit risk management. In doing so, we work closely with the business divisions, Group Control, Compliance, Financial Crime Risk Management, and the operational risk management units: Credit Risk Management, Group Risk Controlling, and Restructuring & Recovery.  
Do you have experience in data analysis, data architecture, process design or governance? Then join our team – let’s work together to make more effective ESG and credit risk management a reality. 

We are the central body responsible for information security and digital operational resilience. We manage, coordinate and develop the Information Security Management System (ISMS) and provide support with the implementation of data protection. As a Competence Centre, we support the specialist departments in introducing security processes, ensure that information assets are adequately protected and monitor Helaba’s IT and cyber risks. We define security requirements, advise on projects and work closely with Information Technology, Compliance, Group Risk Controlling and other departments within the bank.  
Would you like to help shape information security, data protection or information risk management? Then join us – let’s work together to make greater security possible. 

We are responsible for Helaba’s central risk management. Our teams measure and monitor counterparty default, market price, liquidity and non-financial risks, as well as model risks; analyse extensive risk data; develop models and management frameworks based on this analysis; conduct stress tests; and prepare risk reports for the Executive Board and the supervisory authority. We also maintain the bank-wide data governance framework, monitor the quality of risk data sets, independently validate models and ensure compliance with BCBS 239. In doing so, we work closely with the Credit Risk Management, Capital Markets, Treasury, Finance and Group Control departments. Do you have experience in risk control, data analysis, data governance or model development and validation? Then join us and let’s work together to create greater stability and resilience. 

We are Helaba’s central point of contact for loan exposures with a specific risk profile. We manage non-performing loans across all of the Bank’s product divisions and support our clients through economic crises. Our aim: to develop viable restructuring solutions, limit risks and position our clients for a sustainable future. With our two units, Restructuring and Recovery Management, we cover the full spectrum from financial rehabilitation to orderly resolution. Restructuring takes on loan exposures with potential for rehabilitation. We analyse the financial situation, develop turnaround strategies and implement operational and financial measures. In this way, we restore financial viability and, where possible, return exposures to standard servicing – in close collaboration with business divisions and Credit Risk Management. Recovery Management takes over when there is no longer any prospect of continuing to operate a business. We realise non-performing exposures, manage insolvency proceedings, realise collateral and manage receivables, including through debt sale transactions. In Restructuring & Recovery, you will take responsibility for complex cases where the stakes are high – sometimes even the stability of the bank is at stake. We are looking for individuals with experience in workout, restructuring or reorganisation consultancy, who are analytically strong, enjoy negotiating, develop creative solutions and, together with us, ACHIEVE MORE TOGETHER!  

We combine supervisory issues with a strategic forward-looking perspective. We are responsible for the CRO Division’s central communications with supervisory authorities and committees, manage the ECB audit programme, coordinate risk analyses on geopolitical developments and AI risks, including the associated governance, and further develop the CRO Division’s strategy. At the same time, we keep a close eye on the division’s (project) portfolio, including its budget and resources, and ensure that good ideas are actually put into practice.  

Would you like to identify risks at an early stage and drive governance issues forward? Then join our team and help us shape the framework for smart and sustainable decisions.  

We provide transparency regarding Helaba’s performance and highlight prospects for business development. Using reliable figures and forecasts, we support the bank’s management and provide impetus for the profitable and long-term deployment of financial resources. 

We assist with the evaluation of financial transactions and the launch of new products – drawing on our expertise in accounting and taxation.  
We are constantly refining our traditional finance tasks – preparing financial statements and regulatory filings, filing tax returns, reporting to the bank’s management and governing bodies, and managing the planning process – to ensure they remain modern, data-driven and AI-supported. Do you recognise yourself in this diverse range of topics? Then you’re very welcome to join us. Let’s work together to make more strategic banking management possible!  

We develop the Group’s core strategies and ensure it stays on course. We drive strategic development, manage our shareholdings, conduct research into macroeconomic issues and produce forecasts. We are also responsible for Group-wide sustainability management and communicate what matters to us – both internally and externally. Furthermore, we drive the application of AI and digital innovations within the Helaba Group. On this basis, we prepare information for management and committees in a way that supports decision-making, and provide impetus for the strategic direction. We work closely with all parts of the Group. Group Management is the right place for people who want to play an active role in shaping our future: contributing new ideas, driving forward AI expertise and digitalisation, and working together to enable greater clarity and control. 

We are Helaba’s central IT service provider. When a business unit launches a new product or a customer makes a digital payment, our systems are what make it all happen. We lay the foundations for modern banking and digital services, both internally and for our customers.

What we do

• Running securely and growing with the business: We operate IT systems securely and reliably, and expand them in line with business requirements.
• Modernising the IT landscape: We modernise systems, drive forward key transformation programmes and bring applications, interfaces and workstations up to modern standards.
• Protecting and securing: We protect Helaba with information security measures tailored to the respective risk, systematically address vulnerabilities and comply with regulatory requirements and audit standards.
• Keeping an eye on costs: We make our costs transparent, contribute to the bank’s cost targets and speed up our work through automation and AI.
• Measuring and improving quality: We measure the quality of our IT services, conduct internal satisfaction surveys and align IT with Helaba’s business strategy.
   
• We coordinate closely with the business divisions, both strategically and in day-to-day operations. Together, we ensure that IT and the business are moving in the same direction.
  
  Do you want to implement projects, ranging from the overhaul of core banking systems to new digital services? Let’s shape the digital Helaba together.

We structure, arrange, syndicate and support transactions in project and transport finance. Our focus is on asset classes that are both economically attractive and sustainable. In doing so, we not only strengthen our market position but also consistently advance Helaba’s ESG objectives. We contribute to issues of social relevance – be it the financing of digitalisation, infrastructure, the energy and heating transition, or modern mobility solutions. We are actively helping to shape a future worth living in. To ensure we can continue to do so tomorrow, we are constantly evolving: we embrace market trends and new asset classes and develop innovative financing solutions for the challenges of tomorrow. Anyone who wants to play an active role in shaping this transformation can launch transactions in our structured lending business or take them through to syndication, and can work together to finance a better future. 

We coordinate Helaba’s capital markets business and are closely linked to the bank’s key divisions: Treasury, Corporate Banking, the Public Sector, Savings Banks and SMEs. Our services are tailored to the needs of institutional investors, companies, banks and public sector organisations. Our teams issue, trade and structure bonds, derivatives and other capital market products. We also manage risks, trade in securities and are active in the primary and money markets. Furthermore, we support our clients in placing financing and investment products and ensure access to the capital markets. We manage risks arising from client business throughout this process. Join us as a specialist in sales trading, structuring, syndication or capital markets to help shape Helaba’s activities and work together to create more momentum in the capital markets. 

We actively manage interest rate and liquidity risks in order to secure the Bank’s long-term refinancing, thereby making a significant contribution to its success. We consolidate the interest rate and liquidity risks arising from the Bank’s lending and underwriting activities and manage them actively. To this end, we utilise, amongst other things, derivative financial instruments and are directly active in the money and capital markets. In doing so, we safeguard customer margins, make targeted use of market opportunities and generate additional, stable contributions to earnings. Another key focus is Helaba’s refinancing. We ensure that the bank is reliably and competitively refinanced at all times. To this end, we utilise various capital market instruments and provide savings banks with, amongst other things, certificates and structured bonds. It is equally important to safeguard the bank’s liquidity. We are responsible for intraday liquidity and manage the liquidity buffer – a portfolio of highly liquid securities that ensures our solvency at all times. We constantly monitor how our decisions affect the balance sheet and results. Data plays a crucial role in this. We combine capital market expertise with specialist knowledge in risk management, accounting, data management and bank control. 
We are looking for people who enjoy analysing interest rate and liquidity risks, working with figures and market data, and who want to help shape decisions that affect the whole bank. Let’s ACHIEVE MORE TOGETHER! 

We love projects! We support the bank’s various departments with project management and oversee the project portfolio. As partners to project managers and project sponsors, we are involved at every stage – from the initial proposal through planning and implementation right through to completion. We provide support when difficulties arise and take on operational tasks within the project management office. We also monitor the project portfolio, report regularly to the Executive Board and other committees on its status, and continuously refine project management guidelines and processes.  
Do you want to manage projects, maintain an overview in portfolio controlling, or get involved in the Project Management Office? Then you’ve come to the right place. Let’s work together to make more implementation power possible. 

We continue to develop the Bank’s real estate strategy and decide how we use and develop our properties. We ensure cost-effectiveness and performance, and manage tenancy agreements and premises – both internally and externally. We carry out targeted maintenance and modernisation, invest where it is worthwhile, and manage service providers and contracts – in this way, we maintain and enhance the value of our portfolio. We always take regulatory requirements and ESG criteria into account. As a special project, we are developing the Central Business Tower in Frankfurt and, as the developer and owner, are overseeing the project from the initial concept through to the completed building. Apply now in real estate management or project management, combine the needs of the people who use our spaces with economic efficiency, and join us to create more space for good work together. 

The Operations division is the operational heart of Helaba: here, we ensure that day-to-day banking operations run smoothly, securely and efficiently – for all the Bank’s customer groups and products. As the central processing and service unit, we are responsible for handling domestic and international payment transactions, complex securities, capital market and derivatives transactions, as well as trade finance business with international partners. This is complemented by the processing of loans and collateral, as well as professional document and master data management, including outsourcing and service processes.  

Through the KYC (Know Your Customer) process, we also ensure that regulatory requirements are consistently implemented, thereby making a significant contribution to Helaba’s integrity and reliability. This clearly distinguishes us from market-facing units such as Corporate Banking, Savings Banks and SMEs, or Corporates & Markets: whilst these units handle sales, structuring and client advisory services, we in Operations form the stable backbone of the bank’s processes and ensure that concluded transactions are transferred to operational processing in a reliable, transparent and client-focused manner. 

Operations offers you a wide range of responsibilities in a modern, team-oriented environment. With us, you can start out in training and graduate programmes (e.g. work placements, working student roles, career changers), or join us with professional experience as a clerk, expert or specialist in projects and processes. You can also take on management responsibilities at team or departmental level. Let’s make more possible together. 

Through our four specialist departments, we support the business units. We ensure operational stability, drive forward transformation and contribute to strategic development.  

In our Administration department, we bring together central services such as post and logistics management, staff catering at the Frankfurt and Offenbach sites, and site and building management. Through our work, we create a reliable infrastructure for day-to-day banking operations and support the business divisions with efficient and standardised processes. 

In the Business Governance Services department, we bring together the areas of process governance, internal control systems and business continuity management. In this way, we manage key governance issues for the bank as a whole. We ensure that processes, controls and contingency planning are designed to be consistent, effective and compliant with regulatory requirements across the Group. At the same time, we help the business units to identify risks at an early stage, thereby strengthening Helaba’s operational resilience. 

In the Process Excellence department, we continuously optimise processes and further develop efficient, transparent workflows. We analyse processes together with the business units, develop them further collaboratively, promote standardised digital solutions and implement transformation projects in a structured manner.

In the Procurement department, in addition to traditional procurement matters, we are also responsible for third-party risk management and cost-conscious procurement and sourcing management. We procure goods and services cost-effectively and in compliance with regulations, and manage supplier relationships centrally – this enhances cost awareness, transparency and efficiency. 

Efficient and transparent processes, effective cost management and resilient structures characterise our work. Equally important to us are collaboration and a service-oriented approach – underpinned by the guiding principle ACHIEVING MORE TOGETHER!