Ratings
The overview shows Helaba's current ratings from the rating agencies Moody's and Fitch.
As at 12 August 2026
Moody's
| Rating | |
|---|---|
| Outlook | Stable |
| Long-term Issuer Rating | Aa2 |
| Counterparty Risk Assessment 2) | Aa2(cr) |
| Long-term Deposit Rating 2) | Aa2 |
| Public-Sector Covered Bonds | Aaa |
| Mortgage Covered Bonds | Aaa |
| Short-term Deposit Rating 1) | P-1 |
| Long-term Senior Unsecured 2) | Aa2 |
| Long-term Junior Senior Unsecured 3) | A1 |
| Subordinate Rating 4) | Baa1 |
| Additional Tier 1 (AT1) | Baa3(hyb) |
| Baseline Credit Assessment (BCA) | baa2 |
Ratings for Helaba’s debt instruments subject to the guarantor’s liability
For liabilities incurred before 18 July 2001 (indefinite term)
| Moody’s | FitchRatings | |
|---|---|---|
| Long-term liabilities | Aaa | AAA |
Since 26 November 2012, WIBank has had its own credit rating. Further information can be found on the website of WIBank.
1) Corresponds to current liabilities
2) Corresponds in principle to long-term senior unsecured liabilities in accordance with Section 46f (5 and 7) of the German Banking Act (KWG) (“with preferential treatment”)
3) Corresponds in principle to long-term senior unsecured liabilities in accordance with Section 46f (6) of the KWG (“without preferential treatment”)
4) Corresponds to subordinated liabilities
