For Savings Banks and SME Customers

As the S-Group central bank for savings banks in Hesse, Thuringia, North Rhine-Westphalia and Brandenburg, we are a strong partner providing solutions for around 40 per cent of all German savings banks. We support the savings banks in a competitive environment and within a changing banking landscape with tailor-made tailored solutions. 

We provide direct, solution-oriented and personalised individual support to SME clients with an annual turnover of more than 250 million euros EUR 250 million – often in collaboration with the savings banks. Our aim is always to reliably meet the expanded financing and advisory needs while enabling growth.  

Drei Geschäftsleute unterhalten sich im Gegenlicht, Spiegelungen auf einer Glasscheibe

Our solutions for savings banks

Our solutions for SMEs

Service modules in international business

What we offer

Expanding the range of services

Savings banks work with us to expand their range of services – from corporate finance, capital markets and grant funding to infrastructure financing. As a reliable expert partner – never a competitor – we provide specialist expertise and tailor-made solutions. This enables savings banks to offer their customers a broader range of services whilst retaining their regional strength.

Your partner for the German Mittelstand

As a partner to the savings banks in corporate banking and their corporate customers, we support small and medium-sized enterprises (SMEs) - with expertise, products and services all under one roof. We provide reliable and direct support to large SMEs - with a high level of advisory expertise and a holistic approach to client care.

Modern solutions for payment transactions and the cards business

As the largest leading payment services provider within the S-Finanzgruppe, we provide high-performance infrastructure and innovative solutions. This enables savings banks to offer their customers secure, efficient and future-proof payment and transaction solutions – in both brick-and-mortar and digital business models. Both at the point of sale in digital channels.

Funding transformation projects

Changes in the economy and markets present companies with new challenges. With expert advice and tailored financing solutions, we support savings banks in guiding their customers along this path. Together, we finance projects for the future, for example in the fields of energy, mobility and infrastructure.  

Helaba and the Sparkassen share the common goal of promoting the economic strength of the regions and the success of our customers, and of working together to achieve more for the future.

Frank Dehnke

General Representative

Portrait Frank Dehnke

Do you have any questions? Please get in touch.

Porträtaufnahme von Reinhard Wüst

Reinhard Wüst

Head of Savings Banks and SME

Porträtaufnahme von Bianca Heldmann

Bianca Heldmann

Manager Savings Banks and SME South

Porträtaufnahme von Hans-Jörg Heidtkamp

Hans-Jörg Heidtkamp

Manager Savings Banks and SME North

Porträtaufnahme von Stefan Schamberger

Stefan Schamberger

Head of Cash Management

Contacts for S-Group Business
Personal service. A partnership built on trust. Trust grows through personal interaction, mutual appreciation and respect. These values form the basis of long-term relationships and successful partnerships.
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