Industrials and Automotive

Do you rely on a relationship bank that truly understands your business model while making strategic finance decisions? Our Syndicated Finance Team supports domestic and international corporates in achieving their financial targets and securing long-term flexibility. We support our customers by structuring and arranging syndicated loans targeting sustainable funding reserves and liquidity sources. Our product offering include Revolving Credit Facilities that provide planning certainty for day-to-day operations through committed liquidity as well as Term Loans, Sustainability-Linked  and Bilateral Credits. As an experienced arranger, we coordinate the complete syndication process and give our clients access to our broad network of banks and saving banks.  In doing so, we contribute our deep market intelligence, strong origination capabilities and experience in the syndicated finance market with partnership-based client coverage. This is how we create reliable financing solutions that are precisely tailored to our clients’ requirements.

Are you looking to import, export or trade abroad? Through our export finance services, we support export- and import-oriented companies, as well as commodity traders, in carrying out their international business activities. Together with our clients, we develop tailor-made financing solutions for sales and procurement markets worldwide.

We structure bilateral and syndicated financing arrangements and, where necessary, involve export credit agencies and multilateral development banks. In this way, we help to mitigate political and economic risks and create sustainable financing structures for cross-border transactions. Drawing on our international experience and extensive structuring expertise, we support both individual foreign trade transactions and complex infrastructure and commodities projects.

Do you want to rely on tailor-made letter of credit and guarantees that are arranged quickly, in a legally compliant manner and in the currency that suits you? With our letter of credit and guarantees, we help companies to secure their domestic and international business activities. We offer the full range of letter of credit and guarantees and can also structure complex solutions across different currencies, governing laws and languages.
Our experienced team provides personalised support to clients from the initial concept right through to the issuance, ensuring swift, reliable and tailored implementation. We combine specialist expertise, a high degree of flexibility and international experience to deliver bespoke risk mitigation solutions.

Are you looking to expand your sources of liquidity whilst preserving your banking facilities? In asset-backed finance, we purchase diversified portfolios of receivables, which are then structured into tranches. We typically acquire the large senior tranches, thereby helping to refinance our clients’ sales activities. We refinance trade receivables as well as receivables arising from leases and loans. The transactions can be structured on an off-balance-sheet basis for our clients, i.e. with the receivables removed from the balance sheet. In addition to receivables portfolios, we also purchase individual receivables from the assets side of our clients’ balance sheets.

Are you looking to strategically strengthen your position by acquiring a company or business division? Or to create scope for manoeuvre through divestments? If so, we are your partner – from fleshing out the idea and developing the financing strategy right through to rapid implementation. Our access to the top tier of financial investors opens up a wide range of opportunities and options.

Successful access to the capital markets begin with the right structure. We support companies, the public sector, banks, and savings banks with their issuances, combining our capital market expertise in structuring and placement know-how. Together, we develop solutions tailored to your financing needs and the prevailing market environment.

Are you investing in your production facilities, property and technology? Helaba’s promotional loan experts will support your company in financing investments through promotional funding. We have many years’ experience in arranging this loans and maintain close contact with all relevant promotional banks, providing you with guidance on evaluating and selecting the various funding instruments. Together, we develop tailor-made financing strategies using promotional loans and act as your reliable partner throughout the entire process. As a result, your company benefits from attractive interest rates and gains planning certainty through medium- to long-term fixed-interest commitments. Furthermore – depending on the investment and programme – it is also possible to secure additional benefits in the form of repayment promotions. Whether you wish to arrange your financing bilaterally with Helaba or as part of a consortium together with other banking partners or the savings banks from our extensive network, we are the right partner on your side. 

Hedging of interest rate, credit and currency risks for clients through using derivative products and bespoke structures. We work with you to analyse your risk exposure and develop tailor-made hedging strategies. In doing so, we combine our capital markets expertise with suitable derivatives and customised solutions.

Would you like to manage your cash flows securely and on time? We ensure smooth transactions and rapid liquidity management. As the largest payment service provider within the Sparkassen Finanzgruppe, we process around 1.6 billion transactions annually and offer you, too, reliable solutions and a strong partnership on equal terms. 

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Flexible, diversified and risk-adjusted – take advantage of our wide range of investment solutions in liquid asset classes to optimise your portfolio. 

Find out more at Helaba Invest