In our business strategy, we pledge to align our activities towards sustainability and are committed to protecting the climate. One of our most effective levers is the financing of energy-efficient facilities and renewable energies, fields in which we have wide-ranging expertise. 

We are gradually withdrawing from financing coal-based industries. We also meet environmental and social standards in terms of our lending activities: we take environmental risks into account when evaluating risk and in our risk management processes. By implementing internal company measures we save energy and reduce our own emissions.

Michael Seibel
Sustainability Officer

Protecting the climate

Helaba endorses the 2015 United Nations Paris Agreement, whose aim is to limit the Earth’s warming to significantly below 2 degrees Celsius compared to pre-industrial levels. On this basis, Germany intends to lower its greenhouse gas emissions by at least 40 percent by 2020 compared to 1990. We make a contribution to achieving this goal in the scope of our business activities by, for example, prioritising the financing of carbon-neutral technologies.

As a credit institution, Helaba produces fewer emissions than manufacturing companies. The main sources of our emissions include the utilisation of office buildings, business travel and the electricity consumption of our IT systems. In 2016, we were directly and indirectly responsible for 10.8 kilotons of CO2 emissions (2015: 10.9 kilotons). The majority of these emissions was related to the consumption of electrical and heating energy (about 75 percent). About 20 percent of emissions stemmed from business trips by train, car and aeroplane as well as from the operation of our IT systems. These are the areas in which we are taking action to reduce our direct emissions.


In order to protect our basic natural resources, Helaba organises its business activities in such a way as to limit the use of resources as much as possible and takes into account sustainability standards in its operational processes. Up to now, we have managed our resources based on individual measures that have been initiated and managed independently by each individual unit in the Group. In 2017, for the first time we collected data on the operational ecology of our activities across the entire Group in a centrally controlled process, in order to measure the most significant levels of consumption. In future, we will collect this data in a systematic way.

The first data collection process included data from the 2014, 2015, and 2016 financial years. In the scope of this process, we included all locations with more than twenty employees. Therefore, the environmental data collected cover around 80 percent of the entire workforce and more than 95 percent of our office locations worldwide.
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