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Financial Data

Statement of Financial Position of Helaba Group as of 31 December 2017 (IFRS)

 

31.12.2017

31.12.2016

Change

 

in EUR (billions)

in EUR (billions)

in EUR (billions)

in %

Loans and advances to banks incl. cash reserve

20.9

18.3

2.6

14.2

Loans and advances to customers

90.2

93.1

(2.9)

(3.1)

Allowances for losses on loans and advances

(0.4)

(0.8)

0.4

50.0

Trading assets

16.3

20.5

(4.2)

(20.5)

Positive fair values of non-trading derivatives

2.9

4.0

(1.1)

(27.5)

Financial investments incl. shares in equity-accounted entities

24.1

25.8

(1.7)

(6.6)

Other assets

4.3

4.3

0.0

0.0

Total assets

158.3

165.2

(6.9)

(4.2)

Liabilities due to banks

31.5

30.1

1.4

4.7

Liabilities due to customers

49.5

46.8

2.7

5.8

Securitised liabilities

48.2

50.9

(2.7)

(5.3)

Trading liabilities

12.3

18.7

(6.4)

(34.2)

Negative fair values of non-trading derivatives

2.3

3.9

(1.6)

(41.0)

Provisions, other liabilities

3.0

3.2

(0.2)

(6.3)

Subordinated capital

3.5

3.7

(0.2)

(5.4)

Equity

8.0

7.9

0.1

1.3

Total liabilities

158.3

165.2

(6.9)

(4.2)

Income Statement of Helaba Group as of 31 December 2017 (IFRS)

 

01.01.-31.12.
2017

01.01.-31.12.
2016

Change

 

In EUR millions

In EUR millions

In EUR millions

in %

Net interest income

1,094

1,231

(137)

(11.1)

Provisions for losses on loans and advances

56

(154)

210

>100

Net interest income after provisions for
losses on loans and advances

1,150

1,077

73

6.8

Net fee and commission income

354

340

14

4.1

Net trading income

268

146

122

83.6

Net income from hedge accounting/
derivatives

(127)

46

(173)

>(100)

Net income from financial investments
(incl. at-equity valuation)

35

53

(18)

(34.0)

Other net operating income

79

119

(40)

(33.6)

General and administrative expenses

(1,312)

(1,232)

(80)

(6.5)

Profit before taxes

447

549

(102)

(18.6)

Taxes on income

(191)

(209)

18

8.6

Consolidated net profit

256

340

(84)

(24.7)

Financial ratios as of 31 December 2017

 

01.01. – 31.12.2017

01.01. – 31.12.2016

 

in %

in %

Cost/income ratio

77.0

63.7

Return on equity (before taxes)

5.7

7.2

 

31.12.2017

31.12.2016

CET1 capital ratio

15.4

14.3

CET1 capital ratio “fully loaded”

15.2

13.8

Total capital ratio

21.8

20.5

Leverage ratio

4.9

4.7

Ratings as of 31 December 2017

 

Moody’s Investors Service

FitchRatings

Standard & Poor’s Corp.

Long-term rating / Issuer rating

A1

A+*

A*

Short-term rating

P-1

F1+*

A-1*

Public-sector Pfandbriefe

Aaa

AAA

-

Mortgage Pfandbriefe

-

AAA

-

* Based on joint group rating for the S-Group Hesse-Thuringia

Segment Development of Helaba Group as of 31 December 2017 under IFRS (net income before taxes)

 

01.01.-31.12.2017 

In EUR millions

01.01.-31.12.2016
In EUR millions

Real Estate

377

401

Corporate Finance

94

(54)

Financial Markets

4

114

S-Group Business, Private Customers & SME Business

82

99

Public Development & Infrastructure Business

19

22

Other

(204)

(118)

Consolidation/Transition                                        

75

85

Group

447

549