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Financial Data

Statement of Financial Position of Helaba Group as at 31 December 2016 (IFRS)

 

31.12.2016

31.12.2015

Change

 

in EUR bn

in EUR bn

in EUR bn

in percent

Loans and advances to banks incl. cash reserve

18.3

19.1-0.8-4.2

Loans and advances to customers

93.193.2-0.1-0.1

Allowances for losses on loans and advances

-0.8-1.0

0.2

-20.0

Trading assets

20.526.1-5.6

-21.5

Positive fair values of non-trading derivatives

4.04.4-0.4

-9.1

Financial Investments
(including shares in equity-accounted entities)

25.826.6-0.8

-3.0

Other assets

4.33.90.4

10.3

Total assets

165.2

172.3

-7.1-4.1

Liabilities due to Banks

30.1

36.0

-5.9

-16.4

Liabilities due to customers

46.847.7-0.9

-1.9

Securitised liabilities

50.947.13.8

8.1

Trading liabilities

18.7

22.4-3.7

-16.5

Negative fair values of non-trading derivatives

3.9

4.4

-0.5

-11.4

Provisions, Other liabilities

3.22.90.3

10.3

Subordinated capital

3.74.1-0.4

-9.8

Equity

7.97.7

0.2

2.6

Total liabilities

165.2

172.3

-7.1

-4.1

 

P&L figures Helaba Group as of 31 December 2016 under IFRS

 

2016

2015

Change

 

in EUR m

in EUR m

in EUR m

in %

Net interest income

1,231

1,312

-81

-6.2

Provisions for losses on loans and advances

-154-23783

35.0

Net interest income after provisions for losses
on loans and advances

1,0771,07520.2

Net fee and commission income

34033372.1

Net trading income

146190-44

-23.2

Net income from hedge accounting / derivates

46

25

21

84.0

Net income from financial investments
(incl. at-equity valuation)

53-1063

n.a.

Other net operating income

119173-54

-31.2

General and administrative expenses

-1,232-1,190-42

-3.5

Profit before taxes

549

596-47

-7.9

Taxes on income-209-177-32-18.1
Consolidated net profit340419-79-18.9

 

Financial ratios as of  31 December 2016

 

2016

2015

 

in %

in %

Cost-income ratio

63.758.8

Return on equity (before taxes)

7.28.1

CET1 capital  ratio "phased in"

14.313.8

CET1 capital ratio "fully loaded"

13.813.1
Total capital ratio20.519.8
Leverage ratio4.74.5

 

Ratings as of 31 December 2016

Moody's

 Rating
OutlookStable
Counterparty Risk AssessmentAa3(cr)
Long-term Deposit RatingAa3
Public-Sector Covered Bonds (Öffentliche Pfandbriefe)Aaa
Short-term Deposit Rating 2)P-1
Senior senior unsecured bank debt 3)Aa3
Senior Unsecured 4)A1
Subordinate Rating 5)Baa2
Baseline Credit Assessment (BCA)baa3

 

Fitch

 Rating
OutlookStable
Long-term Issuer Default Rating 1)A+
Public Sector (Öffentliche) PfandbriefeAAA
Mortgage (Hypotheken-) PfandbriefeAAA
Short-term Issuer Default Rating 1), 2)F1+
Derivative Counterparty Rating 1)AA-(dcr)
Long-term Deposit Rating 1), 3)AA-
Senior Unsecured 1), 4)A+
Subordinated debt 1), 5)A
Viability-Rating 1)a+

 

Standard & Poor's 1)

 Rating
OutlookStable
Long-term Issuer Credit Rating

A

Short-term Issuer Credit Rating 2)A-1
Long-term Senior Unsecured 3)

A

Long-term Senior Subordinated 4)A-
Standalone Credit Profile (SACP)

a

 

Ratings for Helaba liabilities covered by statutory guarantee 6) 

 Moody’sFitchStandard & Poor’s
Long-term ratingsAa1AAA

AA-

 

Joint group rating for the S-Group Hesse-Thuringia
2) Corresponds to short-term liabilities
3) Corresponds in principle to long-term senior unsecured debt with preferential right to payment according to §46f (5 u.7) KWG
4) Corresponds in principle to long-term senior unsecured debt without preferential right to payment according to §46f (6) KWG
5) Corresponds to subordinated liabilities
6) Applies to all liabilities in place on 18 July 2001 (indefinitely)

 

Development of Segments of Helaba Group as at 31.12.2016 (IFRS)

 

31.12.2016

In EUR millions

31.12.2015

In EUR millions

Real Estate

407

380

Corporate Finance

-41

115

Financial Markets

127

127

S-Group, Retail and SME Business

101

140

Public Development and Infrastructure Business

22

27

Other

-150

-253

Consolidation/Transition                                        

84

60

Group

549

596