Resize textResize textResize text|Printer friendly versionBookmark this page

Financial Data

Statement of Financial Position of Helaba Group as of 31 March 2017 (IFRS)

 

31.03.2017

31.12.2016

      Change

 

in EUR bn

in EUR bn

in EUR bn

in %

Loans and advances to banks incl. cash reserve

28.3

18.3

10.0

54.6

Loans and advances to customers

92.4

93.1

-0.7

-0.8

Allowances for losses on loans and advances

-0.6

-0.8

0.2

25.0

Trading assets

18.9

20.5

-1.6

-7.8

Positive fair values of non-trading derivatives

3.6

4.0

-0.4

-10.0

Financial investments incl. shares in equity-accounted entities

25.8

25.8

-

-

Other assets

4.2

4.3

-0.1

-2.3

Total assets

172.6

165.2

7.4

4.5

Liabilities due to banks

32.1

30.1

2.0

6.6

Liabilities due to customers

48.7

46.8

1.9

4.1

Securitised liabilities

56.7

50.9

5.8

11.4

Trading liabilities

16.6

18.7

-2.1

-11.2

Negative fair values of non-trading derivatives

3.4

3.9

-0.5

-12.8

Provisions, other liabilities

3.7

3.3

0.4

12.1

Subordinated capital

3.6

3.6

-

-

Equity

7.8

7.9

-0.1

-1.3

Total liabilities

172.6

165.2

7.4

4.5

 

Income Statement of Helaba Group as of 31 March 2017 (IFRS)

 

01.01.-31.03.
2017

01.01.-31.03.
2016

Change

 

in EUR m

in EUR m

in EUR m

in %

Net interest income

277

301

-24

-8.0

Provisions for losses on loans and advances

5

-39

44

-

Net interest income after provisions for losses on loans and advances

282

262

20

7.6

Net fee and commission income

91

85

6

7.1

Net trading income

72

26

46

>100

Net income from hedge accounting / derivatives

-68

67

-135

-

Net income from financial investments (incl. at-equity valuation)

1

8

-7

-87.5

Other net operating income

59

42

17

40.5

General and administrative expenses

-362

-352

-10

-2.8

Profit before taxes

75

138

-63

-45.7

 

Financial ratios as of  31 March 2017

 

01.01. - 31.03.2017

01.01. - 31.03.2016

 

in %

in %

Cost-income ratio

83.8

66.6

Return on equity (before taxes)

3.9

7.2

 

31.03.2017

31.12.2016

CET-1 capital ratio “phased in”

14.3

14.3

CET-1 capital ratio “fully loaded”

14.1

13.8

Total capital ratio

20.5

20.5

Leverage ratio

4.4

4.7

 

Ratings as of 31 March 2017

 

Moody’s Investors Service

FitchRatings

Standard & Poor’s Corp.

Issuer/ long-term rating with preferential right to payment **

Aa3

A+*

A*

Short-term rating

P-1

F1+*

A-1*

Public Pfandbriefe

Aaa

AAA

-

Mortgage Pfandbriefe

-

AAA

-

* Joint S-Group rating for the Sparkassen-Finanzgruppe Hessen-Thüringen
** Corresponds in principle to long-term senior unsecured debt according to §46f (5 & 7) KWG ("with preferential right to payment")